The processing of loans backed by the Small Business Administration will stop, contractual payments will be put on hold and most workers will have three or four hours on Oct. 1 to shut down their offices, except for skeleton crews.
"We have people in here every day refinancing major apartment complexes. That would stop," said Ken Brucks, president of the American Federation of Government Employees union, Local 911, which represents about 350 workers in the Chicago office of the Department of Housing and Urban Development. "This will be as bad for business as it is for federal employees."
Federal courts will stay open and trials will take place as usual because the court system is partially funded by fees, but that's just enough to last for 10 business days.
"After Oct. 15, only essential work being done, critical to constitutional requirements" will be allowed if Congress doesn't act by then, said Tom Bruton, clerk of the U.S. District Court in Chicago. New cases could still be filed, but many of the court's 285 employees face furloughs if there is a lapse in appropriations.
Federal agencies are still developing contingency plans, deciding who stays home and who is deemed “essential” enough that they must report for work.
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